One of the biggest questions consumers have regarding homeowner's insurance revolves around the amount of insurance to have on their home. Many assume the amount of dwelling coverage will be equal to the amount they paid for their house. That is not always the case.
There are different methods to determine the value of a house. Market value is the price paid for your house. Replacement cost is the price or cost it will take to rebuild your house in the same spot, same size and same quality of construction, at today's costs.
Insurance carriers insure homes for full replacement value, not the current market value.
Cybercrime is on the rise. All companies, large and small, are exposed to hacking, data breeches and network failures every day. It's not a matter of if your business will be hit but when. And when it happens, it can disrupt business, be very costly and damage the company's reputation.
Summer is almost upon us and it's time to prepare for boating season - especially here in the northeast. If your boat was in lay-up this winter, you'll want to check out this quick reference guide provided by our partners at Chubb.
We’re Here to Help
We’re always ready to talk – and more importantly, always ready to listen. Tell us what’s on your mind, and we’ll be in touch.