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Protecting Your Designer Wardrobe and Accessories

Posted on by Meredith Bach

Do you own an extensive collection of couture?  Vintage or one of a kind, hand crafted high fashion?  Designer hand bags or shoes?  Well, you might consider getting specialized designer wardrobe Insurance because your basic homeowners insurance likely won't protect your collection.

Here are some key things to keep in mind:

  • Traditional homeowners insurance policies often exclude damage to high-value garments caused by various risks, including floods, earthquakes, mold, moths, and accidents.
  • Additionally, the loss of an expensive pair of shoes, handbag, or designer gown might not be covered under a homeowners policy if the loss is not greater than the deductible
  • Make sure your wearable collections insurance covers both made-to-measure and ready-to-wear garments, shoes, handbags, and other accessories.

Talk with your Rand Insurance account manager about specialized insurance protection for your couture and designer clothing.


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