Business Owners Policy

A Business Owner’s Policy combines business property and business liability insurance into one convenient policy. It helps cover your business from claims resulting from things like fire, theft or another covered disaster and for claims involving bodily injury and property damage that could arise from your business’ operations.

The policy helps protect the property your business owns, leases or rents, including things like buildings, equipment, inventory, furniture and fixtures. Additionally it provides business liability insurance that helps cover your business in the event it is sued for causing harm to a person and/or damage to property. It also helps cover the cost of your defense – because businesses can be sued even if they did nothing wrong.

How to Request a Quote

Complete and email your application to

The Business Owner’s Policy can also include the following enhancements if so desired:

  • Accounts Receivable
  • Additional Insured Endorsement for Landlords
  • Business Interruption & Extra Expense Coverage
  • Non-Owned & Hired Automobile Liability
  • Cyber Liability Coverage
  • Employment Practices Liability
  • Equipment Breakdown
  • Water Back-Up & Sump Overflow
  • Crime: Forgery & Alteration, Money & Securities, Employee Dishonesty

We’ve Got You Covered

Protect yourself against the unexpected. Rand can provide the answers and insights you want, and we can design the custom insurance solution you need.

Related Resources

Riverside / Greenwich

1100 East Putnam Avenue PO Box 900 Riverside, CT 06878

Darien / Rowayton

30 Old King’s Highway South Darien, CT 06820

New Canaan

51 Locust Avenue Suite 204 New Canaan, CT 06840


45 Sherman Street, Fairfield, CT 06824