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NANPA Photographers Equipment Insurance

Photography can be a difficult calling. Expensive equipment, unpredictable conditions and the always-elusive perfect moment make the final product uniquely rewarding, and uniquely yours. The last thing you need to worry about is equipment damage or theft when you’re trying to focus on the job at hand. Luckily, Rand Insurance and Chubb have a solution designed just for current NANPA members who are U.S. residents.

Program Coverage Includes:

  • “All risk” worldwide coverage, exclusive of mysterious disappearance
  • Unscheduled protection available for items valued under $500
  • Leased/borrowed equipment included up to $1,000, with higher limits available (subject to underwriter approval)
  • Coverage for newly-acquired equipment for 180 days or until policy expiration
  • Coverage may extend to computer equipment used for photography imaging
  • Low $250 deductible per occurrence

The NANPA Photographers Equipment Insurance Program protects against breakage, fire, vandalism and theft (barring mysterious disappearance). It also includes extended warranty and maintenance contracts in loss assessments, and even optional blanket protection for unscheduled items under $500 in value—all at very competitive rates.

About the Program

Rand Insurance, Inc. serves as the administrator of the NANPA Photographers Equipment Insurance Program. In association with NANPA, and underwritten by Chubb, Rand has developed a program custom-tailored to the needs of photographers. Rand Insurance is committed to provide service excellence with understanding and innovation. Rand’s experienced professionals have been providing this quality of service to their customers, both large and small, for more than fifty years.

Chubb has been providing personal and commercial insurance since 1882 and counts some of the world's most renowned photographers among its special customers. For several years, Chubb has consistently been rated highest among insurance carriers for quality of service in the Goldman, Sachs survey of insurance agents and brokers. Chubb also earns high ratings for claims-paying ability from Standard & Poor's and Moody's, and for financial stability from A.M. Best.

How to Apply

Download the NANPA Equipment Insurance Application

Completed applications are generally processed within 48 hours of submission.