Who Needs Flood Insurance? Everyone!

Here is why you need flood insurance even if you don’t live in a flood zone. This question has never been more pressing as many residents whose homes were flooded because of the recent storms are wondering how to protect themselves in the future. At Rand Insurance, we stress the importance of getting a flood […]

Spring Ahead – Cleaning Tips to Prevent Homeowners Insurance Claims

The milder days of spring are a perfect time to do a thorough spring cleaning and perform home maintenance. After a long winter, it is a good idea to spend time on preventive measures to help maintain your home and property throughout the year. Tasks such as cleaning out your gutters, checking for dead trees and […]

The Risks to Consider When Moving to Larger Spaces with New Features

Moving From the Cities to the Suburbs:  Risks to Consider Successful individuals are moving to new homes and making upgrades to existing homes, which means they are facing new and different risks.  As people move to larger spaces, such as from a city apartment to a townhome or from a smaller home to a larger […]

Insurance Hurdles that Delay Home Closings

Prior to closing on your new home, there maybe several issues related to insurance that you, the buyer, may encounter. Here is a quick overview from our partners at Chubb of what to pay attention to so you can avoid any delays. For more information, contact us at Rand Insurance.

Understanding the Cost and Value of Your Homeowners Policy

Do you really know what goes into calculating your homeowners insurance costs? Our partners at Chubb have provided some detailed information that answer these three questions: What goes into your homeowners insurance premium? Why are costs and premiums rising? How do I reduce my premium? Click here for the document called Understanding Your Homeowners Insurance to get a […]

Why Successful Individuals Need an Independent Insurance Agent

The Independent Agent Provides Choice and Experience The successful, high net worth individual or family with assets over $1 million needs an independent insurance agent – an advisor, an advocate – to help them protect all of their assets. If you go with a captive agent, also know as the direct market like Geico, All […]

How to Navigate the Real Estate Market From an Insurance Perspective

Are you considering a big move out of the city to more space and buying a house? Here are a few things to think carefully about as you make this important decision. The biggest investment most people will ever make is in their home. Protect the sizable financial investment you’ve made in your own home […]

What May Be Covered: Tropical Storm Isaias

It has been a week now since Tropical Storm Isaias has done its damage and hopefully your power is back on at your house. Now you have questions about what to do next and if your insurance covers some of the damage including food and prescription medicine spoilage. Click here for some general recommendations and guidelines. […]

Summer Barbecuing Safety Tips

You may be a year round barbecue aficionado especially as you’ve been cooking from home for these past months. If so, now is a good time as summer begins, to give your grill a good cleaning. Here are a few tips to clean and create a safe environment for your barbecuing activities this summer. When the […]

What to Ask Your Insurance Agent When Buying a Home

Making insurance decisions is an important step in purchasing a home. Here’s what you need to ask your insurance agent when buying a home – whether it’s your first home purchase or you are a seasoned veteran – there are some key questions that you should ask when speaking with your agent so you can […]

Prevent Water Leaks In Your Home

Water damage makes up 45% of all property damage – happening more often than fire or burglary.  If you have a “smart home” then you should consider adding another feature – a leak detection system (i.e. Flo by Moen or Sentinel Hydrosolutions).  This gives homeowners the option to turn their water supply on or off […]

Snowbirds: 10 Tips to Keep Your Home Safe While You Are Away

If you have plans to get out of the cold weather this winter then you should do a few things before you go to make sure your home is safe from burglars, pests and water damage. Be sure to check out these 10 great tips from our partners at Chubb. Read More