What May Be Covered: Tropical Storm Isaias
It has been a week now since Tropical Storm Isaias has done its damage and hopefully your power is back on at your house. Now you have questions about what to do next and if your insurance covers some of the damage including food and prescription medicine spoilage. Click here for some general recommendations and guidelines. […]
New York State Updated Insurance Laws
We here at RAND Insurance wanted to share this information with our New York based clients regarding updates to the Insurance Law in New York. Click on this link for the most current information and how you may be able to benefit based on the new law. Please read these more detailed notices that pertain to […]
FAQs Regarding Coronavirus and Travel Insurance
Did you get travel insurance for your upcoming trip? Are you considering canceling due to the news about the Coronoavirus? Be sure to read your insurance policy thoroughly. Generally, fear of travel is not a covered event under most policies. Here are some frequently asked questions about the coronavirus and travel insurance. FAQs regarding Coronavirus […]
Snowbirds: 10 Tips to Keep Your Home Safe While You Are Away
If you have plans to get out of the cold weather this winter then you should do a few things before you go to make sure your home is safe from burglars, pests and water damage. Be sure to check out these 10 great tips from our partners at Chubb. Read More
Replacement Cost vs. Market Value
What is Full Replacement Value One of the biggest questions consumers have regarding homeowner’s insurance revolves around the amount of insurance to have on their home. Many assume the amount of dwelling coverage will be equal to the amount they paid for their house. That is not always the case. There are different methods to […]
What is a Polar Vortex?
Arctic weather is causing havoc all over North America. The culprit is the polar vortex. Learn more about what causes this extreme temperature change from the experts at NASA. Read More about NASA’s Explanation of the Polar Vortex
Falling Trees…Whose Responsibility Is It?
At Rand Insurance, we are often asked about trees falling on property and who is responsible for cleanup and repairs. We hope the information below is useful to you. Of course, if you have any questions, call Rand! Does your homeowners insurance cover damage to your home from falling trees? That depends on the circumstances, whose […]
Preseason Storm Preparedness
Hurricane season starts in June, so now is the best time to prepare for a storm – well before one is on the horizon. The following information and resources are intended to help you reduce risk to your business, home and family, well in advance of a hurricane or wind storm. Recognize Tree Risks. Fallen […]